The Home Buying Process
Your Home Search Checklist:
The Step-BY-Step Process of Purchasing Your Home
- Selecting your John L. Scott agent
- Home search, researching the market
- Determining what you can afford/loan pre-approved (not pre-qualified!)
- Negotiation/preparing the purchase and sales agreement
- Transaction process (see where you are in the process with your online transaction number and me)
- Possession of property
- Property transfer services
- Moving
Elizabeth offers:
- Personalized service
- Trusted relationships
- Knowledge of the market and community
- Expert negotiation skills
- Knowledge of the transaction forms and finance options
- Instant and continuous communication by phone and email
-
Assistance with moving needs
When you choose Elizabeth as your John L. Scott agent, information is available instantly. She provides you with the industry's leading technology and customer service, allowing you to get comprehensive information about homes on the market, take tours of these homes in person, and get information as new homes come into the market.
Elizabeth provides referrals to experienced lenders who will help ease your purchase of a home. Listen carefully to your needs and desires for your new home, and then, within your price range and specific areas, identify those properties meeting the criteria. She will answer your questions about the process of buying a home, including your loan options, inspections, the purchase and sale agreement, escrow, title insurance, homeowner's insurance and any other related items. As your agent, Elizabeth will advise you on strategies for making an offer, depending on the information available to us about a particular home and market conditions, draft the purchase and sales agreement on the property you choose to make an offer on and present the offer to the listing agent. Elizabeth will meet with the seller(s) and the listing agent to negotiate any variables on your behalf as soon as possible, on weekends and evenings if necessary.
When an offer is accepted, attend the inspections with you, see that the paperwork is processed properly and submitted to the necessary parties. Elizabeth will also provide information and maintain contact with the listing agent, lender and escrow agent. You will be able to track the process through me and online with our transaction agent.
Get started by searching:
www.johnlscott.com/elizabetharganian
Home delivery allows you to enter your personal search parameters, including location and price range, and receive e-mail notification every time a new property comes onto the market that fits their criteria.
Every John L. Scott home has it's own unique web address which can be found in our ads and on our signs. To view a home, buyers simply key in the home's individual web address and they are instantly on an online tour--complete with color photos, virtual tours, mapping, audio descriptions and more. This service has earned John L. Scott a nomination for a National Internet Innovation Award.
The Multiple Listing Service is a comprehensive resource that allows me to access detailed information about homes on the market that you are potentially interested in viewing. I will also hear about houses that are about to come on the Real Estate market, so you always have the most current, up-to-date information.
Contact Elizabeth with questions regarding home ownership.
First-time Homebuyer Resources
These articles and calculators provide information and ideas for the prospective first-time homebuyer to consider. For an introductory article, see Buying Your First Home
| Resource | Type | Description |
|---|---|---|
| Affordability | Calculator | How much can you afford? |
| Rent-Buy | Calculator | Rent vs. Buy analysis |
| Qualification | Calculator | See how large a loan you might obtain |
| Find a Local Lender | Search Tool | Find a local lender and track your loan online. |
| Time to Buy? | Article | Is Now a Good Time to Buy? |
| About Prequal | Article | How lenders do prequalification |
| Credit Reports | Article | What to do with your Credit Report |
| Books | Article | The best books for first-time buyers |
| No Money Down | Article | No Money Down Flame War |
| Ric Edelman Bunk | Article | Mortgages: Is Bigger Better? |
| Scams to watch for | Scams | Credit doctors, straw buyers, and other scams |
| Keys | Article | The Keys to Getting the Right Mortgage |
| Formula | Article | Formula for financial analysis |
| Arithmetic | Article | The Stock Market and Arithmetic |
| Stocks | Article | Compares buying a house with buying stock |
| Afford | Article | Figuring your budget as a homebuyer |
| Closing Costs | Article | How to figure closing costs |
| APR | Article | What the Annual Percentage Rate tells you |
| Contacts | List | Affordable housing agency contacts |
| Foreclosures | Article | Rewards and Risks of Buying a Foreclosure |
| InspectAmerica | Web site | Learn about the home inspection process |
| MGIC rate card | Table | Mortgage Insurance Rates (Acrobat file) |
| Mortgage Insurance | Article | How to buy a home with less money down |
| VA loans | Service | Low money down loans from the Veterans Admin |
| HUD | Agency | buying a HUD home, FHA premium refunds, etc. |
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Elizabeth Arganian
(206) 269-2262
elizabetha@seattleurbanhome.com
www.johnlscott.com/elizabetharganian





